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Equity Release Calculator

We compare the whole of the lifetime mortgage to get the best plan for your circumstances

What you’ll get:

  • A calculation based on your property value and age

  • An initial idea of whether equity release might help meet your needs

  • Guidance from a qualified adviser if you choose to chat further

Get your personalised equity release calculation

Get your personalised equity release calculation

Complete the form to see an estimated amount you might be able to release from your home.

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  • First, let us know some details about your property
  • Please enter a number less than or equal to 98.

By supplying your email address, phone number and address you are confirming that you are happy for us to contact you regarding products and services relevant to your enquiry.

Equity release may involve a lifetime mortgage, secured against your property, or a home reversion plan. It will reduce the value of your estate and impact funding long-term care. We advise on Lifetime Mortgages only.

Equity release requires repaying any existing mortgage. Money released, plus accrued interest, would need to be repaid upon death or moving into long-term care.

Advice is required to proceed with equity release and there may be other options which better suit your circumstances. Only if your case completes would our advice fee of £1,695 be payable. Other lender and solicitor fees may apply. 

Why use an equity release calculator?

If you’re exploring later life lending, you may want an early indication of the amount you may be able to release – without having to commit to a full conversation right away.

People release equity from their homes for many reasons. And with house prices having risen significantly over the past decade (Nationwide Property Price Index), for some people this will now be their biggest asset, more so than savings and income.

Repay a mortgage
Repay a mortgage
Cover care costs
Cover care costs
Make home improvements or adaptions
Make home improvements or adaptions
Gift a loved one a deposit for a house
Gift a loved one a deposit for a house
Take a trip of a lifetime
Take a trip of a lifetime
Buy a new car
Buy a new car
What is Equity Release?

Who are Equity Release Associates?

We help homeowners in later life explore their options clearly and confidently. Our role is to provide straightforward information and access to qualified equity release advisers. We understand that decisions involving releasing money from your home are significant, and we take the time to guide you through your options, clearly, honestly and without pressure.

Our approach is always:

  • To have honest and open conversations to help you make the best decision for you
  • To deliver quality advice aligned with industry expectations and the Equity Release Council standards
  • To focus on doing what is right for you and your family, both now and in the future

We believe transparency builds trust. You will always understand your options and have time to think before making any decisions.

Speak to an Equity Release Adviser

Frequently asked questions

What is an equity release calculator?

An equity release calculator gives you an indication of the amount of money you may be able to access from your property based on your age and property value. It provides a simple way to explore your options before deciding whether to speak with a specialist adviser.

How accurate is the calculation?

The calculation is based on typical lending criteria and market conditions, so it offers a helpful guide. The final amount may differ once a full fact-find and recommendation process has taken place. Your adviser will confirm precise figures if you choose to move forward.

Will using the calculator affect my credit score?

No. Using this calculator does not impact your credit score. It simply gives you an early indication to support your research.

Do I need to commit to anything?

No. Completing the form gives you a calculation only. There is no commitment to proceed, and no obligation to take advice. You decide if and when you would like to continue.

How does equity release work?

Equity release allows eligible homeowners, typically aged 55 or over, to release money from the value of their home. The loan is usually repaid when the home is sold, either when you move into long-term care or after you pass away. Your adviser will explain the features and risks, including how interest builds over time and how it may impact inheritance or means tested benefits, now or in the future.

More Frequently Asked Questions

Ready to see your
equity release calculation?

Complete the form to receive an estimated figure of how much you may be able to release. It’s a straightforward way to understand whether equity release could support your plans, without needing to commit to a full advice conversation.

  • Find out how much you can release

© 2026 Equity Release Associates

Equity Release Associates Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number 932793. Company registered in England and Wales number 12258392. VAT Registered Number 365 5888 43. Registered address: 2200 Century Way, Thorpe Park, Leeds, LS15 8ZB.

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