Most equity release plans allow you to:
✓ No monthly repayments required
✓ Continue to live in your home
✓ Maintain 100% home ownership
✓ Unlock tax-free cash
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We compare the whole equity release market to get the best rates.
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There’s nothing to pay unless you go ahead and you’re never under any obligation to proceed.
We’ll search the whole equity release market for you.
I would like to say how satisfied we were in our discussions with our adviser. We were extremely pleased with how he handled our Equity Release – answering and dealing with us in a timely and speedy manner. He made us at ease throughout and we would definitely recommend them to family and friends.
Mrs Bonnick
Only if you choose to proceed and you received your money would our advice fee of £1,695 become payable.
Equity release may involve a home reversion or a lifetime mortgage, which is secured against your property. To understand the features and risks, ask for a personalised illustration. Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.
You only continue to own your own home with a lifetime mortgage.
Plans from the whole of the market will be considered, the features mentioned and the amounts raised, are subject to the lender’s criteria, terms and conditions. These may take into account the age, health and lifestyle factors in order to provide you with an enhanced amount.
Your Advisor will tell you everything you need to know about equity release including the effect on the amount of inheritance you can leave and if your entitlement to means-tested benefits could be affected now or in the future.
If you don’t make repayments the interest will roll up over time. This will increase the size of the debt and reduce the amount that will be left to your beneficiaries when you’re gone.
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Equity Release Associates Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number 932793. Company registered in England and Wales number 12258392. 2200 Century Way, Leeds, LS15 8ZB.